A spreader-sprayer quote with a model number is an equipment agreement. An aerator and a dethatcher can go on an agreement or a short draw; the draw costs less interest and much more each month. Plant and irrigation stock for an install job fits inventory financing. A homeowners association invoice that is still open is a credit line draw for crew pay.
At a glance
- Landscaping services payroll, Cabarrus County, NC (CBP 2023, NAICS 561730)
$26.2 million for 588 employees
- Landscaping services establishments with a ZIP 28081 address (ZBP 2023)
6
- Landscaping businesses with no paid employees, Cabarrus County, NC (NES 2024)
535, with $25.5 million in receipts
- Employer landscapers with fewer than five employees, Cabarrus County, NC (CBP 2023)
58 of 96
Landscaping equipment financing for a stand-on spreader-sprayer: what a Kannapolis, NC landscaping company may bring
Suppose, for illustration, a Kannapolis, NC crew prices a stand-on spreader-sprayer at $13,280. With equipment financing over 48 months at 11.80% a year, $348.41 leaves the account each month; four years of that is $16,723.68, and $3,443.68 of it is interest.
What the crew brings is mostly proof that the routes exist:
- The list of maintenance customers with what each pays and the billing interval
- Business bank statements showing those payments arriving
- The dealer quote, with model, attachments and delivery
- Any mower or trailer agreements already being paid
A partner may weigh the machine against the work it serves. A spreader-sprayer that adds a fertilizing visit to routes the crew already drives is a different file from one bought for customers not yet signed.
An aerator and a dethatcher on an equipment agreement or a credit line draw? A Cabarrus County, NC landscaper view
Here the invented quote is smaller: an aerator and a dethatcher together at $7,460. Two ways to carry it sit in the table, and the right one depends on how much room the monthly budget has.
| Route | Monthly | Total paid | Interest |
|---|---|---|---|
| Equipment agreement, 36 months at 12.40% | $249.21 | $8,971.56 | $1,511.56 |
| Credit line draw paid down over 6 months at 13.60% | $1,293.12 | $7,758.72 | $298.72 |
In this invented example, the draw saves $1,212.84 of interest but asks $1,043.91 more every month for half a year. A crew whose maintenance deposits cover that comfortably may prefer it; a crew that needs the credit line for payroll gaps may not want it tied up in machines.
Shrubs, sod and irrigation parts bought before an install job pays: inventory financing in Kannapolis, NC
On an install job the materials come first. In an invented example, a crew buys $4,870 of shrubs, $2,940 of sod and $2,140 of irrigation valves, heads, pipe and a controller, $9,950 in all, for a job the customer pays at completion.
In the same invented example, carried on inventory financing for five months at 14.35%, the stock costs $2,061.96 a month and $10,309.80 all told, so $359.80 is the price of the wait. If the job pays sooner, the balance can be cleared early.
Plants differ from pipe in one way that matters: stock that sits too long can die. A partner may ask how soon the materials go in the ground, and the honest answer belongs in the request.
Credit line uses for Cabarrus County, NC landscapers: crew payroll while a homeowners association invoice is open
In an invented case, three crew members at 40 hours and $18.25 an hour cost $2,190 a week, and a homeowners association pays its monthly invoice 30 days after receiving it, and the crew is paid every Friday in the meantime.
Still in the invented case, a 30-day wait holds four or five Fridays, depending on where the month starts. Drawing two weeks of pay, $4,380, for those 30 days at 13.80% a year comes to about $49.68 of interest, counted by the day.
If every association account pays this way, the gap repeats each month and a working capital amount may fit better than a revolving draw. The bank statements show which pattern the business has.
Cabarrus County, NC landscaping crews by payroll and size, and what that means for a request
Split $26.2 million of 2023 payroll (CBP) across the 588 people on landscaping services payrolls in Cabarrus County, NC, and each share is about $44,522 by our arithmetic. That figure includes part-time and crew-member pay together, so it is not one worker's wage.
They are small crews. Fifty-eight of the 96 employer establishments, or 60.4%, had a staff under five. Six had a ZIP 28081 address in the 2023 ZBP file.
Nonemployer Statistics adds owner-operators with no payroll: 535 landscaping businesses in the county in 2024, with $25.5 million in receipts, about $47,703 each by our arithmetic.
For a request, an owner-operator and a four-person crew send the same form. The Kannapolis, NC page has the office ZIP's figures; the industries page lists other trades, including construction. Battery handhelds, a stump grinder and a second crew truck are in the landscaping equipment post.
By Ivyvale Capital Group ยท Updated